The credit card solution for gen Z
A responible pathway to wealth
Inspired by our personal journey’s Kredit Academy provides a tool to build and learn about credit cards for Gen Z. No longer will the be left unprepared for college, or the potential of predatory lenders. With Kredit Academy, there is no a way to learn, build and save for the future.
The credit card solution for gen Z
a responible pathway to wealth
Inspired by our personal journey’s Kredit Academy provides a tool to build and learn about credit cards for Gen Z. No longer will the be left unprepared for college, or the potential of predatory lenders. With Kredit Academy, there is no a way to learn, build and save for the future.
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Your
First Card
Most products you see use a debit card model. Kredit Academy is a traditional credit card, allowing you to position yourself for financial freedom in a responsible way earlier than any other offering.
Credit Responsibility
What’s my credit line?
Your credit line varies. Kredit Academy asks you a few questions to understand what a healthy credit line could be based upon you and your family's financial history. We are not predatory and based off of your responses, and our back end systems, we tailor the right card for you.
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Unlike debit cards that are tied to alternative assets or data, the card is secured to a savings account, and provides parental oversight to ensure you do not use the card irresponsibility.
We make sure you pay off your balance. If you receive a card, and are under 18 you are only able to use up to 30% of the established credit line to ensure positive credit building habits.
Get Started
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