Free, always · iOS and Android
Learn Credit Before It Learns You.
Kredit Quest turns credit and money into short lessons you can finish on a bus ride. Points turn into real rewards, and the app adapts to what you already know, so you are never stuck on the basics.
Why it works
Most financial education is a PDF nobody opens.
Kredit Quest is built to be finished, not just started. Short lessons, visible progress, and a reason to come back tomorrow.
It meets you where you are
Lessons adapt to what you already know. If you understand interest, you will not be taught interest.
Progress you can see
Streaks, points and completed journeys, so the work you have already done stays visible.
Rewards that are real
Points convert into gift cards and perks. Learning pays before your credit score catches up.
How it goes
From first lesson to real credit.
1
Start where you are
A short placement finds your level so the first lesson is useful, not remedial.
2
Build the habit
A few minutes a day. Credit, budgeting, debt and saving, in plain language.
3
Earn as you go
Points accumulate with every completed lesson and turn into rewards you choose.
4
Move to real creditComing soon
The Kredit Card, a secured card built for people with no history to build on.
Three languages
Learn in the language you actually speak.
English, Spanish and Haitian Creole, on every tier.
Aprenda en el idioma que habla en casa.
Sa pa koute anyen anplis.
Common questions
Is it really free?
Yes. Learners never pay anything, for lessons or rewards. Organizations fund the platform, which is what keeps it free for you.
Who is it for?
Teens and adults. Content is age-appropriate throughout, and under-18 accounts have reward pressure and urgency mechanics switched off.
What if my child is under 12?
Start with Kiddie Kredit instead. It teaches the same idea through chores, and it is also free.
Does my bank or credit union have a branded version?
Some do. If yours is a partner, you will see their branding and their rewards inside the same app.
“We chose Kredit Academy as a financial literacy partner the moment we saw the capabilities of Kredit Quest.”
Erin Komorowski
COO, M&T Bank
COO, M&T Bank
For organizations
Put your brand on it
Credit unions, banks and mission-driven organizations run Kredit Quest under their own name, with their own rewards and reporting. Pricing is published.
One more thing
They Should Offer This.
Some banks and credit unions give this to every member, fully branded, with their own rewards. If yours does not yet, tell us where you bank and we will reach out to them. If they come on board, you will be the reason.
We only use your email to tell you if they come on board.
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