Our Impact

What Changes When Education Comes First

Every figure on this page comes from a live partner program. Nothing here is modeled.

Evan Leaphart and Mike Gross of Kredit Academy at the company's Buffalo office

Where the Platform Stands

Kredit Academy turns financial education into financial action. These are the counts behind that sentence.

Updated July 2026
15,000+
Families on the platform
Kiddie Kredit and Kredit Quest, both live in the app store
20+
Partner organizations
Credit unions, banks, schools, municipalities and employers
4
Communities served
Cohorts running in Buffalo, St. Louis, Chicago and Miami
5,000+
Lessons completed
Finished start to end, not just opened
Adaptive, not age-banded

Content adjusts to demonstrated understanding, so one program serves a whole membership rather than a single age bracket.

Reporting built for a board

Completions, readiness and product outcomes in one export, per cohort and per branch.

The Model

Most institutions introduce products first and education later. We reverse the sequence.

Four steps, each producing its own evidence. That is what makes the programs below reportable.

1

Learn

Short lessons pitched at what someone already understands.

Completions by topic
2

Build Confidence

Practice on decisions people actually face, until the choice feels ordinary.

Return visits
3

Demonstrate Readiness

The platform can tell who is prepared, because it watched them get there.

Readiness threshold
4

Access Products

The right product, offered when someone can actually carry it.

Approvals and performance

Preparation comes before access. Every product is earned by the learning that readies someone to use it well.

Kredit Academy, the Urban League of Metropolitan St. Louis and Edward Jones together in St. Louis
Program 01 · 2025

Learning that earns a deposit

Learners work through a savings track inside Kredit Quest, and Edward Jones matches what they put away. The lesson and the dollar are attached to each other, so the reward arrives because of the learning rather than alongside it.

The program runs inside Financial Futures, Edward Jones’ commitment to opening pathways to economic opportunity by pairing meaningful assets, practical education and data-driven insights with the communities that need them most.

Up to $25,000
in matched savings per organization

Available through the partnership to mission-aligned, community-facing organizations. You bring the members and the trust. We bring the learning and the matched dollars.

Book a Call
Reported by Edward Jones

Kredit Academy is one of sixteen organizations in the Financial Futures cohort.

These are the cohort’s 2025 results, published by Edward Jones in its annual Financial Futures report.

1,359
Matched savings participants
Edward Jones reports the program scaled tenfold in 2025
34.5
Average credit score increase
Points gained, averaged across participants
$2.7M
Contributed to savings
Cumulative, across the cohort
$4.8M
Debt reduced
Cumulative, across the cohort

Source: Edward Jones, Financial Futures 2025 Impact Report. Figures are cohort-wide across all sixteen member organizations, not Kredit Academy alone.

Program 02 · 2026
Chicago Urban League

The same match, run by the community

In 2026 the matched savings model extended to the Urban League of Metropolitan St. Louis and the Chicago Urban League.

They bring the members and run the cohorts. We supply the learning, the readiness signal and the reporting. Trust travels with the organization that already has it, which is why the same program reaches further through a community partner than it would through us.

The Kredit Academy table and Kredit Quest banner at the Chicago Urban League housing fair

Kredit Quest at the Chicago Urban League housing fair, 2026.

The New Covenant Dominion Federal Credit Union branch, with its Banking to Believe In sign
Program 03

Member education under the credit union’s name

New Covenant Dominion FCU, Stepping Stones CFCU and GCCCU run the platform as their own member education. Their branding, their rewards, their lesson topics. Members never see a third-party product, and the credit union owns the relationship the learning builds.

“Implementing Kredit Academy’s white-label solution has transformed our customer engagement. We’ve seen a 40% increase in digital banking activity and significant improvements in member retention.”

New Covenant Dominion FCU
Financial institution partner
For Organizations

What a Partner Program Includes

You run the learning under your own brand, then introduce your own products once members are ready.

See the full offer

Reporting Your Board Accepts

Lesson completions, score movement and product readiness, exported as a report rather than a screenshot.

Your Brand, Front and Center

Members see your name on every lesson. Kredit Academy stays in the footer.

Launch Without a Rebuild

Link it from your app or run it standalone. API and SDK are both available.

Who We Work With

Communities
Buffalo, NY
St. Louis, MO
Chicago, IL
Miami, FL
Equifax
Edward Jones
Chicago Urban League
Urban League of Metropolitan St. Louis
City of Buffalo
Stepping Stones Community Federal Credit Union
GCCCU
New Covenant Dominion Federal Credit Union
Credit 101 webinar with Evan Leaphart, Founder of Kredit Academy
Most Recent Webinar

Credit 101: Ways to Educate the Next Generation About the Power of Good Credit

Evan Leaphart, Founder of Kredit Academy, on teaching young people about credit building and financial responsibility.

Watch the full webinar

The Financial Education Hub

Articles, past webinars and lesson previews, free and open to anyone.

Visit the Hub

Bring this to your community.

Book 30 minutes and we will show you the dashboard, the learner app, and the impact report your board will accept.