Credit History Starts With Credit. Not Debit.
A secured credit card for institutions that already teach. Your brand on the front, a real credit file building behind it. It ships inside Kredit Quest, so the lesson and the credit line arrive together.
Ours, or entirely yours.
Three faces, two orientations, print-ready front and back. Take the turquoise card as it comes, or put your own mark on the white and black templates.
A debit card teaches spending. It builds nothing.
Almost every financial product aimed at young people is a debit card or an investing app. Neither reports to a bureau, so a member can use one responsibly for years and still arrive at their first loan application with no file at all. A secured credit card is the only version of this that leaves a record behind.
Credit unions, banks and mission-driven organizations already running Kredit Quest.
The card is not sold on its own. It extends a platform your members are already using, which is what makes the credit line make sense to them and the underwriting make sense to you. Signed partners receive first launch priority.
“We are committed to starting financial education at an early age, especially understanding credit. Kredit Academy is the only platform we found doing this. Most solutions are targeted at teenagers offering debit cards or early investing products.”
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