Behind on payments
You Need a Person, Not an App.
When you're behind on payments, a certified counselor can do things a course cannot. They look at your whole situation, and they can talk to your creditors directly. The National Foundation for Credit Counseling is a nonprofit network of accredited agencies.
We earn nothing from sending you there.
Talk to NFCCWhen you're steady again, come back. Kredit Quest will be here, and it's free.
Why a counselor and not a course
They can call your creditors
A counselor can negotiate terms and set up a management plan on your behalf. No app can do that, including ours.
They see the whole picture
Income, debts, and what's actually urgent. Lessons are useful later, but not while something needs handling now.
It's a nonprofit
NFCC agencies are accredited nonprofits, not debt settlement companies. Worth knowing the difference before you search.
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