For under-12s

Start With Chores, Not Lectures.

Kiddie Kredit turns everyday chores into the first idea of credit: borrow, repay, build trust. Used by more than 15,000 families, and free always.

Get Kiddie Kredit
How it works

Credit is a habit before it's a score.

Chores become borrowing

A child asks for something, agrees to the chores that pay for it, and learns that trust is earned by following through.

Parents stay in control

You set the chores, the values and the rewards. No real money moves, and no bank account is needed.

It leads somewhere

When they outgrow it, Kredit Quest picks up with real credit education for teens. Also free.

One more thing

They Should Offer This.

Some banks and credit unions give this to every member, fully branded and free. If yours doesn't yet, tell us where you bank and we'll reach out to them. If they come on board, you'll be the reason.

We only use your email to tell you if they come on board.